Powered by Assured Capital Funding NMLS# 127620, With over two decades of dedicated service, led by Tina Mayer-Fortuna, NMLS# 820761, providing expert mortgage solutions, sound financial advice, competitive rates, and exceptional service!
Providing Expert Service for All Mortgage Related Needs
Mortgage Planning
Credit Consulting
Refinance / Lower Your Payments
Home Purchase Mortgages
3rd Party Processing Services Available for Licensed Loan Originators.
ABOUT OUR COMPANY
Welcome to our mortgage broker team, serving clients since 1998! At our firm, we pride ourselves on offering unparalleled expertise and a vast array of options for buying, refinancing, or accessing cash from your home. Led by Tina M. Mayer Fortuna NMLS#820761, our dedicated team takes the time to educate clients, ensuring they make informed financial decisions and plan for future success.
We meticulously prepare loan applications, leveraging our relationships with leading lenders worldwide to secure the best possible terms for our clients. From structuring the loan to working with underwriters and coordinating closing details, we handle every step with care and attention to detail.
With thousands of successfully closed mortgage loans, our focus remains steadfast on client service and providing sound financial advice. Trust us to guide you through your mortgage journey with expertise and dedication.
Today's Rates
Interest rates are determined by the Federal Reserve rates, Fannie Mae reserve requirements, and the bond market. Additionally, individual qualifications such as income, assets, credit, and property eligibility influence rates. Here are today's average interest rates for 30 and 15 year mortgages:
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Buying a Home
Secure your dream home confidently by pre-approving the right loan program with us. We analyze your income, monthly obligations, and home purchase goals to tailor financial options that suit you best. Get the process started, by applying now, and ensure a smooth journey.
Diverse Loan Options
We offer a diverse range of mortgage products to suit your needs, including Conventional, NO PMI, FHA, VA, USDA Rural Development, Reverse Mortgages, Home Equity loans, and specialized options like Bank Statement and DSCR loans for Investors. Find the perfect solution tailored to your unique situation with us.
Reverse Mortgage for Seniors
As a mortgage expert, I help seniors 62+ unlock the benefits of reverse mortgages—ideal for eliminating mortgage payments, downsizing, or accessing equity with ease. Simplify your finances and enjoy greater financial freedom with tailored solutions designed to meet your unique needs. Contact me today to explore your options!
Thinking about a Home Purchase?
Wondering how much house you can afford? Try out our handy affordability calculator and get an estimate of your monthly mortgage payments based on different purchase prices. Simply input your financial details, and discover what fits comfortably within your budget. Although, we will discuss your eligibility and best options in detail, during our consultation, you can get a little head start on the perspective of your monthly budget. Take the guesswork out of home buying and explore various scenarios to find the perfect fit for your finances.
Why Choose Us
Since 1998, we've been serving Southeast Michigan, closing thousands of mortgages with a strong focus on repeat and referral business. Our expertise spans buying, selling, refinancing, cash-out options, reverse mortgages, debt payoff, and credit planning. With deep knowledge of conventional, VA, FHA, USDA, DSCR, and investor-friendly products, we tailor solutions to meet your needs. Our unique ability to connect with clients, prioritize their goals, and provide exceptional care sets us apart. Trust our experience, service-oriented approach, and proven track record for all your mortgage needs, ensuring a smooth, successful journey to achieving your financial goals.
Get Started 100% Digitally - The Process is EASY
At our mortgage planning consultancy and residential mortgage brokerage, we utilize cutting-edge, digitally secure technology to streamline your mortgage experience. Our system links directly to your loan officer, Fannie Mae, and the underwriting lender for fast, efficient results.
Here's how it works:
1. Fill out our easy-to-use online application.
2. Our loan officer reviews your information and calls to discuss.
3. Provide a few additional documents if needed.
4. Receive a pre-approval and personalized mortgage plan.
5. Once you have an accepted offer, title and appraisal are ordered.
6. Underwriting takes 2-3 weeks.
7. Review final figures with us.
8. We coordinate your closing with a local notary.
9. Every six months, enjoy a free mortgage check-up.
Experience a seamless, efficient mortgage process with us.
95%
Customer Satisfaction
4.14%
APR*
400+
Happy Customers
"Tina was there for us, every step of the way. She always made sure I was comfortable, informed and prepared for my closing"
– Nancy Clark
"This was my son's first house. Tina had helped us for years, so we know she would be the best for Sam. She took great care or him! I wouldn't go to anyone else"
– Amber Haley
Get a Free Consultation
An initial consultation with our loan officers is crucial for personalized mortgage advice. We offer a free consultation to provide sound financial guidance, tailored to your needs. Let us help you navigate home financing with ease and confidence. Contact us today to get started!
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